Ineedavisacard.com

 

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Do you need a second chance at credit?  You have come to the right place. Are you in Chex Systems and need a second chance?  You have come to the right place.  Would you like to save thousands of dollars over the next 10 years by lower the interest rate on your home?  You have come to the right place.  Congratulations! You have found the right website to turn your credit around and give you a second chance.  And it could be all for FREE!

Our Mission

To help you re-establish your credit and give you a second chance with another checking account!  Simple and to the point!

Our Information

Non Chex Systems Banks List

Pay Your Telecheck and Be Removed Instantly 1-800-Telecheck! Then we can Guarantee You a New Checking Account Regardless of Your Chex Systems Report!

New Guaranteed Non-Chex Systems Bank, Non Telecheck Bank! Direct Deposit of your Payroll is Required! Instant Application Online! Order Now!

That's right folks we found it! A 2nd Chance Checking Account for you even if you are in Chex Systems, Telecheck, and have Horrible Credit! You Win! All Are accepted! The Bank does not issue paper checks until you prove yourself! They will issue you an Visa Debit Card. Some Employers require a bank account to get Paid (military, gov't jobs). This is the account for you. Once again all are accepted! Once you enter the site you have access to the 800# to call and enroll over the phone!

Also New Guaranteed New Business Personal or Joint Checking Accounts

Visit our New Sister Site or Call 949-340-0222 and PreQualify for a New Personal, Business or Joint Checking Account Today! Fees Involved!

We have a list of every bank in the nation that do not use chex systems! Plus we have a list of banks that will open a checking account if you have paid your chex systems balance or waited 1 year since the debt! Get a checking account NOW! Don't Wait 5 years to open a Checking Account! Open ONE ONLINE Guaranteed (they use telecheck not Chex Systems) Apply Today!

Our Guaranteed online Bank Uses Telecheck vs. Chex Systems! Everyone Qualifies unless you are in Telecheck. You can apply over the phone with an opening deposit of $50. You will receive checks in the mail and a debit mastercard that earns you .05% back on Debit Mastercard purchases. Our list is quickly depleting as banks turn to Chex Systems but we do Guarantee our one online Bank for a New Checking Account Today!

ADD OUR WEBSITE TO YOUR FAVORITES OR BOOKMARK NOW!

 

 

Credit Manual

NEW INFO As of

* New Online Reputable Personal Loan Company
*Offers Unsecured Personal Loans of $300 to $10,000 to those with poor credit scores. Must be Employed! No home ownership Required this is for Renters! Alleluia! Fill out the application online in the manual! Hurry Now and Order!

Now get your Experian Credit File online Instantly for Free (denied credit only) and dispute inaccurate entries on all 3 major credit files online. No more waiting in the mail for answers. View online Today. We will walk you through the process of cleaning your credit file (legally and ethically) online in our Credit Manual 2006!

Unbelievable %0.00 Interest and $0.00 Fee Payday Advance loan of up to $300 (first time customers only)! Apply online and receive your Interest Free Payday Loan Money tomorrow! Must pay full amount back your next payday!

4 New Accredited Direct Lenders Online - Real People, Real Loans who offer poor or bad credit loans of $500 - $5000 Personal, Signature or Consumer Loans! (We obtained 2 of these loans 1 for $5000, another for $2300!) Apply Online Now!

Guaranteed Debit Card Mastercard Even if you are in CHEX SYSTEMS!

Stop Renting! Buy a HOME use this Bad Credit Home Lender and then Get your Downpayment for FREE with this Grant Assistant Program! Free Downpayment on your new Home! This information is worth Getting the Manual ALONE!

8 Gain Good Credit History Have your Rent Payments Recorded on All of Your Credit Reports! Find Out How!

New Visa Card for Bad Credit up to $1000 Apply online NOW!

No Credit? Bad Credit? Denied Credit? - There may be light at the end of the tunnel. Apply now for the Total Visa®! Instant On-Line Decision!

20 Additional Unsecured Visa and Mastercards Available for those with Bad Credit!

Bad credit Credit Cards and Loans for Canandians and the U.K.!

Bad credit Auto Loans Blank Check in the Mail to Purchase your Auto Tomorrow!

8 Guaranteed Debit MasterCards! Accepts Everyone! No Credit Turndowns! No Checking Account Required!

Just to let you know we stand behind our information! We used our own information to obtain 3 Second Chance Checking Accounts. 100% Guaranteed! Listen to what our customers have to say!

 

See what others are Saying
Recent Testimonials!

John,
I would like to take this opportunity to thank you for your time. I have opened a checking account with __________ Bank. Again thanks for your help.
Mark R
10/13/06

John,
Thanks so much for you help. I looked up ___________, called their number, and set up an account. They should be sending me all the papers on Tuesday. I should have a checking account in 2 weeks. Thanks very much for all your help!!
Rex Barnes
10/09/06

Hi John,
Guess what! I got the account with _______ Bank. Now I can bank locally! Thanks so much
Kim
6/16/06

Hello,
I would just like to say how VERY pleased I am with your services. The whole process (including my application with Go CHecking.com and with __________ bank took a total of 4.5 MINUTES. I was skeptical at first, but was wrong. My checking account, savings account, and check card have all been issued. Thanks for the great service. You guys are GREAT!
Lesley
Maryland
6/15/06

Dear John,
My name is Vylise Price, I have opened my new account on march 10, 2006 at the bank you referral me to has branches national wide and even near my home not far from where I live at ... and the people there are very nice also have some people who know America sign language to be able to communicate with me as well and help me understand each other and also about their service and about my checking account and my availability using their service and products.
The bankers there are very friendly and very helpful in helping me to get my account open up as soon as possible. And I would like to thank you very much in helping me finding a bank that would give me a second chance in my life to have a new fresh start so that I can start paying my bills online and other things with my account so god bless you and also the people at the bank and once again thank you very much and I am very pleased !
Sincerely yours,
Ms. Vylise Lela Price
3/13/06

Dear John,
Just to let you know I appreciate all the help you gave me and the expedience in getting an account approved for me. The bank I am using is _______ and they are the nicest people, they are a large bank with a down home feeling. I recommend that anyone who is thinking about using your services, please dont hesitate you will feel like a normal person again in a matter of a few days!!!
Caroline Brezinski
1/18/2006

Eric has helped way over my expectation of obtaining me a checking account like they always say "Where theres a will theres a way" and God has sent him mine (way) GOD BLESS!
Eric Fralin
1/13/2006

Here you go:
I was turned down at a local credit union. I had an account thru our company credit union and the manager closed the account and stated that he didn't like the activity in my account. As if it was his business, I mean it was my money. But then I found these wonderful people who worked with a local branch and I was able to open an account and not feel like a convict! They are great and I would recommend their services to anyone that is in doubt and skeptical - Don't be - They are honest and do exactly what they say they will do !!!!!!
Thanks a bunch!
Jennifer D. Killingsworth
12/13/05

Dear Eric,
Thank You!!! I opened my new checking account today. Not only do I have a checking account at a local bank, the bank has branches nationwide. You do not know how much I will save in fees. Now I no longer have to go to a check cashing place. Your service is worth more than the fees you charge. Thank you again for my new checking account.
Sincerely,
Lloyd Alcones
11/15/05

Hi Eric:
Just wanted to thank you again for assisting with my new checking account; and my banker Chris, is a wonderful person. He treated me with dignity and respect (which doesn't happen often when you've been through economic devastation).
Best Regards,
Gwen Jones
10/19/05

Dear Eric,
Thank you so much for your help! I spoke with Dave at ____ Bank and I now have a checking account with checks and a Visa debit card! I was sure that I would never be able to have a bank account again. I believe the power of prayer led me to your website and you -- isn't our God awesome?! The past several years have been so financially difficult with my husband's illness and recent death (I know he is happy with the Lord!). Then I accepted and deposited checks that were stolen and the bank closed my account. How was I to know they were stolen? Banks blame the customer and report us to Chex Systems! Praise God for leading you to help those of us in this situation.
May God's richest blessings be yours!
Sincerely,
Donna Haddad
10/16/05

Eric,
A quick sincere thank you for helping me obtain a checking account. I never heard of ChexSystems until January of this year and they are like GOD for the banking institutions. Even with me including my own comment to the banks, the banks takes president without showing any proof. This is not RIGHT and something should be done, but I don't know what. If you do drop me a quick line so I can help others. This is really pathetic as canreally harm people such as msyself who are selfemployed. Thanks again and yes, "God Bless" you in return.
Terry
9/22/05

Eric,
I just wanted to let you know that I was very skeptical, I thought that I might have been taken for the monies to open the account, but I have spoken with the folks at ________ Bank, they were super nice. Explained everything, I am so tickled. I look forward to a long relationship with them and want to thank you so much for your help in obtaining a checking account with a bank that looks past the chex system. This has made my day. Thanks. Anyone looking for a checking account in Chex System, should contact you. This is not a rip off.
Roberta Williams
7/13/05

Thank you for your services! I sent my application in on July 5th, paid the nominal fee, and got a call from my new bank representative on Sat., July 9th. I went to the branch immediately and opened my new checking account. The bank is located only about a mile from my house and the service was excellent. I was treated with respect and my issues of credit trouble and being on ChexSystems and Telecheck were no problem. I am absolutely amazed (after being somewhat skeptical at first, I must admit). I was also surprised to find that it was a "real bank", meaning, one that I see all around town, a truly reputable bank that I feel proud to be a member of. Now my only issue is feeling slightly guilty due to the fact that it seems like I should have paid more for your services. In an effort to give back however, I am a mortgage broker and deal with people every day that have credit issues. I am gladly going to suggest your services to my clients. Kathy Fett w/_______ Bank (my representative for my new checking acct) asked me to let you know that you are welcome to send others her way. I cannot thank you enough for giving me an avenue to re-establish my footing in the financial world. Thank you for being there for people like us who just need a bit of a boost. My best to you and your team,
M. Edwin Ericson
Chandler, AZ
07/12/05

Hi,
I just wanted to say thank you for referring me to a bank that would accept people in chex systems. Just to clarify, _____________________ offers a checking account with a possible upgrade to a regular account after only 6 months! There is also no minimum deposit! I have been searching for a checking account for over a year and I am so happy to have finally opened one with your help.
Thanks again,
Tracie
6/23/05

Hi Eric,

I opended my new Checking and savings account on yesterday at _______ Federal Savings Bank. I really thank God for your website. I did not think , I could get another bank account but God lead me to your website. Thank you so much ..I will be referring others to your website. Lorena
6/17/05

Issac,
So, would you folks like another testimonial. I have never encountered such amazing service from anyone. Once again, within a few days after receiving your fee, you have a prospective vendor (bank) contact me. The following day, an account is all set up. Are you guys amazing or what? Thank you once again.
Randall J. Lakefish
6/10/05

I just got back from the Camarillo branch of _____ with my new account opened. Your service truly helps people like me who are honestly trying to get their finances straightened out. I will reccommend you to anyone that I know who needs a helping hand. Thanks again for eveything, it truly means alot to me.
Tiffany Travis
6/10/05

I have been active in the business world for quite some time. Rarely, do I encounter a level of customer service I am pleased with, let alone able to praise. As a new customer of Needchecking.com….I have only the truest of accolades to bestow upon them. To begin with, they were amazingly responsive whenever I had a question or two about the service. When I finally decided to come on board as a customer, not only was my order processed with the greatest of proficiency, but I received a call from a local bank the very next day wanting to speak with me about becoming a customer! Normally, a person has to personally initiate contact with the company they want to do business with and pray they reach someone who is glad to speak with them and anxious to be of service. So, let me say it again, Needchecking.com used their expertise to generate a call directly from the bank to me. Now, that is service. I met with the bank the following day and before I left, had a brand new checking account! This means that within 48 hours from the time I paid my fee to Needchecking.com, they had provided the service they guaranteed. A while back, personal difficulties landed me on ChexSystems and Telecheck. As a result, I have been extremely leery about approaching a bank and unsuccessful when actually trying my luck at doing so. Those days are over thanks to Needchecking.com. Their services are well worth the nominal expense. In fact, I may have actually paid them more for the opportunity to have a checking account once again. Anyone with similar experiences should, without exception and with excitement, come on board with Needchecking.com. You will be proud of your decision.

Randal Lakefish
03/24/05

Dear Mr. Baum, I wanted to write and say thank you for your help in obtaining a checking account through a local bank here in Tennessee. I am still just amazed at the speed with which you managed to accomplish this. I sent you my application and payment, and less than a week later I have an active checking account. I was treated respectfully throughout the process by both you and the bank contact person, never like I was second class citizen because of my financial past. I greatly appreciate your promptness and professionalism, as well as the extraordinarily high quality of service I received. The emails notifying me of each step in the process are a wonderful touch. I truly believe that Jesus led me to you as a part of the process of rebuilding my life after finding truth in His promises. I am so grateful, both to you and for you. You will be in my prayers, and my testimonials. May God bless you tremendously for helping people to recover from their bad decisions!

Grace and Peace,
Brandy Blankenship
3/10/05

I can't thank you enough, I owed Bank of America a lousy $16 which I paid off, I went to Nevada State Bank who claims to give 2nd chance checking, they said NO! I went to US Bank and they said NO! You placed one call and I now have a checking account again! I can't believe it! Thank you Thank you so much! Life was embarassing when people like car dealers would ask who is your bank and i didn't have one, now i do and I will NEVER mess it up again!

Jayne
03/06/2005

Thank you for the outstanding service. I was able to set up a checking acct the next day. I thought I would have to wait for years but Eric found me a bank in my home town that doesn't check the chexsystems.
Patti Hron
02/25/2005

Thank you for the information not only did i open a checking account I also got a debit mastercard. Your inforamtion is valuable and helpful to people like me. I highly reccomend your company. Also you have excellant customer service.
Thanks
name withheld San Diego
02/10/2005

Just wanted to drop you a line let you know that thanks to your service i was able to obtain a checking account with my own debit card. I got my account through _______ and not only did they give me an account, they are the nicest people at a bank. They are not local to me however I can call them and debit my savings account here at my local credit union. There is a way around chex systems Praise the Lord to your service well worth the money. One more note for everytime I use my debit card as a credit card they give me a percentage back. WONDERFULL BANK WOULD HIGHLY SUGGEST TO ANYONE!!!!

THANKS
SARAH LUCAS
11/12/2004

I just wanted to let you know that I was able to find a bank through your service. There is, of course, a monthly fee because I am on ChexSystems, but I get an ATM card, checks, online banking, and online billpay. I am now banking with Bank of _________ (www.____________.com). Thanks!!

K. Klaren
10/26/04

Thank you for the information from non chexsystems banks. I opened an account with xxxxx Bank. Thank you so......much!

Shaolou63
06/12/04

Purchase Today! These Bad Credit Loans have helped me in my worst times. When I had no where else to turn, these companies came through for me and also managed to build my credit strong. I am very happy to say that I was once in the 400 FICO score, now I am pushing 693 because of the use of bad credit loans and subprime credit cards. I highly recommend rebuilding your credit with these companies. I have a new truck because of the bad credit auto refinance company and have many of the unsecured credit cards although I am in the process of paying them all off and getting low interest credit cards, they were a blessing to rebuild my credit.

Eric Baum
05/18/04
owner of Ekel Link

I just wanted to let you know that I was a little skeptical at first, but I went ahead and ordered your non-chex systems bank list for $14.95 on Friday, April 23rd, 2004. As soon as I got home I called XXXXXXXX Bank, and although I am in chex systems I was able to open an account right over the telephone because they only use telechex. Thanks to your website I am now waiting to receive my debit card, checks, and signature cards in the mail.

Thank you so much your website really helped me.

Sincerely,
A Putmon
4/26/04


We've owned our own home since 1988 and during that time, we've refinanced probably a total of 5-6 times (3 times in the last 2 years and twice we dealt with the company Tom's brother works for). Our dealings with your broker Tan were absolutely the most positive and also informative of all of our experiences. He stayed in constant contact with us....always asking if we had any questions or needed more explanation about anything. He made us feel like we were his only customers - never rushed or in a hurry to end a phone call. He also stands by his word - genuinely a man of integrity. He also lowered his personal fee so that we could pull money out to fix our home. I have to say I really, really liked him and I would have no problem referring my family and friends in his direction - in fact, we've already hooked up my sister and her husband with him.

Lord Bless!!

T&S Spurgeon
Refinance
5/12/03
 

I am actually having luck reparing my credit and I opened a bank account after 2 years by using your Credit Manual and Non-Chex Systems Banks Info. Thank you very much. Of course you may use my testimony. You guys are great. God Bless!


T.D. Jefferies
4/23/03

 

I just wanted to drop you a line and inform you i just opened a checking account with _____. I was placed on ChexSystems after my ex-wife abused our checking account and was unable to even open a savings account for the past few years. The people at ______ were very courteous and efficient and I now have a checking account, along with a Mastercard debit card. Thank you needchecking.com for your service May God richly bless you.


Sincerely,
B.L.
Inglewood , Ca.
03/14/03
 

Ekel Link helped me with a Christian attitude coming from the perspective of service towards another of God's family, I would highly recommend this "service" because they took my credit score of 638 to 794! Thanks!
 

Eli Skundric
Mission Viejo, CA
03/19/02

 

No problem, thank you very much, you have been very helpful to my credit over this past year. I had 15 things removed from my report thanks to you and just last week bought a new car. Thank you very much.


A. Wagner
1/5/2002
 

I just wanted to tell you that your manual is the best available thru the Internet. I paid $ to another place that was a total ripoff - all they gave me was debt counseling. I also paid $25 to A_____s and their manual is not half of what your manual is. Their manual was basically $500 loans by mail (cash advances). Also, I'd like you to know that I received a _________Credit Card through your recommendation. Thanks again and may God bless you for your efforts and services to others.


Marlene Cass

Your informative manual was everything you said it was thanks again for your prompt service. I' am well on my way to getting my financial situation under control thanks a million!!!!!

Maurice John

I was able to get a credit card and my credit is horrible. Thank you needchecking.com and good luck on your Christian Bookstore!


J.J.

We at ineedavisacard.com would like to Thank everyone for their testimonials and emails!

Don't forget once we do receive payment from you, you are entitled to all future updates! We promise not to forget you and we will offer as much advice as possible. KEEP IN TOUCH!

 

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Interested in Home Refinance with Bad Credit? Please visit our Sister site at

www.baumallenfinance.com

 

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